Retirement Issues: "How much can I withdraw from my investment portfolio in retirement without loosing purchasing power due to inflation?"

Determining Withdrawal Rates Using Historical Data by William P. Bengen

Decision Rules and Portfolio Management for Retirees: Is The "Safe" Initial Withdrawal Rate Too Safe? by Jonathan T. Guyton

Decision Rules & Maximum Initial Withdrawal Rates by Jonathan T. Guyton


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Articles Written - Wealth Management        

(Available in Adobe Acrobat Format)

All articles © Robert A. Neiman. For permission regarding reproduction and distribution of materials, please email Robert Neiman at bob@bobneiman.com 

Asset Allocation Issues

Asset Classes Chart

Growth Vs Value Styles of Investing Article

Growth Vs Value Chart

Income Producing Real Estate

Investment Style Box Chart

Market Capitalization Market Article        

Market Capitalization Chart

Risk in the Investment World

Tax Free Municipal Bonds

Three Different Kinds of Investors


NWM LLC Brochure

Neiman Wealth Management, LLC is a registered investment adviser in the States of New York, Washington, California, Florida, Massachusetts, and Colorado. The adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.

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